Buying Life Insurance The Smart Way Call us at 888-411-1329 and let’s see what we can do for you.

Buying life insurance is a unique purchase. In a nutshell, you speak to an agent, get quotes, apply, wait to be approved and then you can buy life insurance.

The biggest mistakes consumers make is not working with an independent life insurance agent. Consumers do not have access to all of the life insurance company’s underwriting guides. They have no idea if they can qualify or at what health class rating. Health class ratings will ultimately determine your rate.

Life insurance companies do thorough research before they offer you a policy. This is called underwriting. Consumers often leave out important details when they speak to an agent. This is the 2nd biggest mistake consumers make.

Your agent is there to research for you. They are there to make sure you don’t apply with a company that will rate you up at a higher health class rating or deny you. You will want to only apply with the best companies that YOU can qualify for.

Get in touch with us today at 888-411-1329 and let us help you. You can also visit our website for information on companies, health conditions, and rates.

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