Dave Ramsey 12 Percent Mutual Fund Myth – Buy Term and Invest the Difference vs Infinite Banking

Ah, the illusive Dave Ramsey 12 percent mutual fund myth. For years, Dave Ramsey, among other of the so called “expert” investment entertainers, have been talking about earning 12 percent a year, on average (sometimes a bit higher, sometimes a bit lower), with little to no risk, in mutual funds, and yet–they still have not shown us where this 12 percent mutual fund is.

Well, as unsurprising as it may be, the Dave Ramsey 12 rate of return mutual fund, or fund of any kind, is going to be hard to find because it likely doesn’t exist.

So how does this “buy term and invest the difference” strategy work if “investing the difference” ends up failing us in the long run?

Let’s take a look at Dave Ramsey, the 12 percent mutual fund, and see if we can find. a better way to get the same results that Dave Ramsey is looking for, but in a way that actually works, works safely, and works consistently.

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I have been involved in financial planning for over 36 years. I started out as a high volume stockbroker. After working with millions of dollars I decided there had to be another way for people to earn money in the market without all the risky ups and downs that leave you where you started, or worse. After reading a ton of books I came across a book on the Infinite Banking Concept and it completely changed my life and the way I view investments.
Now I focus on building wealth using a tool we developed by leveraging life insurance.
This way we can get:
Double Digit returns
Keep you money safe
Keep your money liquid
Create substantial passive income
Leave a legacy for you family
And do it all Tax-Free!

I post videos regularly so if you have any questions of comments feel free to email them to…

dan at wisemoneytools dot com

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