Life insurance: Life Licence Qualification Program (LLQP) Exam Preparation Manual

8th Edition, 2021

Revised by
Roxanne Eszes, CFP®
Project management
Sandra Ciccocioppo
1st Edition, 2015 and 2nd Edition, 2015
Written by
Roxanne Eszes, CFP®
Consultation committee
Victor Lough B.A.CFP, Rocco Vetere and Eric Yeung, CFP®, CIM
Project management
Marie Achard, Emily Harrison and Lucie Regimbald
French adaptation
Normand Morasse
French adaptation committee
Me
Jacqueline Bissonnette, Michelle Philibert-Charette, Serge Coudry, Hélène Doré and Martin Dupras
© Autorité des marchés financiers, 2021
All translation and adaptation rights, in whole or in part, are reserved for all countries. No part of the material protected
by this copyright may be reproduced or utilized in any form or by any means, electronic or mechanical, including
microreproduction, photocopying, recording or any information storage or retrieval systems, without permission in
writing from a duly authorized representative of the Autorité des marchés financiers.
Despite the preceding paragraph, an authorized course provider may use copyright material as permitted under a
licence agreement entered into with the Autorité des marchés financiers.
Legal deposit – Bibliothèque et Archives nationales du Québec, 2021
ISBN 978-2-551-26709-5 (PDF)
Life insurance

FOREWORD
This manual is an exam preparation tool for future life insurance agents registered in the Life
License Qualification Program (LLQP). Its contents will help candidates develop the competency
targeted in the life insurance module of the LLQP Curriculum: Recommend individual and group
life insurance products adapted to the client’s needs and situation.
Chapter overview page
The first page of every Chapter outlines the Curriculum module competency components and
sub-components that will be covered. Highlighting which of the evaluation objectives are addressed
in each of the manual’s Chapters serves to identify the contents that are essential to attain these
objectives.
It is thus recommended that candidates regularly review the competency components and
subcomponents in order to contextualize and assimilate them as they read each Chapter.
This will help develop an understanding of the nature and scope of the evaluated competency.
Candidates must have fully understood the knowledge, strategies and skills covered in each
Chapter in order to successfully pass the corresponding module of the LLQP licensing exam.

In this text, the masculine form is used for both men and women.