Should I Buy Whole Life Insurance? – Whole Life Vs Term – Is Whole Life Insurance Bad or Good?

Should I buy whole life insurance or term insurance? This is a commonly asked question, and in this video we will address whole life vs term life and the difference between them.

So called gurus like Suze Orman and Dave Ramsey have their opinions on whole life vs term insurance, and often even fall on the side of “whole life insurance bad.” Unfortunately, they seem to have a strong bias for their own reasons, potentially lucrative reasons.

Is whole life insurance bad or good for an individual to purchase? Would it surprise you that the answer is, “it depends?” Let’s explore this topic further with Dan Thompson and Wise Money Tools.


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I have been involved in financial planning for over 36 years. I started out as a high volume stockbroker. After working with millions of dollars I decided there had to be another way for people to earn money in the market without all the risky ups and downs that leave you where you started, or worse. After reading a ton of books I came across a book on the Infinite Banking Concept and it completely changed my life and the way I view investments.
Now I focus on building wealth using a tool we developed by leveraging life insurance.
This way we can get:
Double Digit returns
Keep you money safe
Keep your money liquid
Create substantial passive income
Leave a legacy for you family
And do it all Tax-Free!

I post videos regularly so if you have any questions of comments feel free to email them to…

dan at wisemoneytools dot com

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